SOUTHEAST - Reserve Army Major issued a Letter of Intent (LOI) to revoke clearance based upon Statement of Reasons (SOR) allegations under Adjudicative Guideline F - Financial Considerations as the result of substantial past due balance on child support payments and proceedings in bankruptcy. Upon review of response, Army Central Clearance Facility granted clearance with warning.

EUROPE - Applicant Federal Government civilian employee assigned at an overseas military installation received Letter of Intent (LOI) and Statement of Reasons (SOR) based upon Guideline F – Financial Considerations, Guideline J – Criminal Conduct as a result of multiple debts being in collection and/or charged off in excess of $24,000; and multiple instances of travel claim fraud. Client responded to LOI, however, Central Adjudication Facility revoked clearance and client appealed. After being retained to represent client at a Personal Appearance before an Administrative Judge from the Defense Office of Hearings and Appeals, the Central Adjudication Facility reversed its previous decision and reinstated the clearance.

MIDDLE EAST - Client applied for and was selected to serve in a contractor employee support position under a Department of State (DoS) contract in Iraq. Subsequent to being hired, the DoS Contract Review Panel rejected client's employment based upon a “suitability determination” – which process utilizes the same adjudicative Guidelines as are applied in security clearance adjudications – based upon Guideline F – Financial Considerations concerning 9 different charged-off, past-due and delinquent accounts totaling in excess of $50,000. After preparing and submitting an appeal to the Contract Review Panel, the client was found suitable for employment and was able to continue with his employment.

SOUTHEAST - A civilian employee with the Navy had experienced significant financial struggles for decades. These struggles included two separate bankruptcies, the most recent in 2002. Even after the bankruptcies, our client continued to experience financial difficulties, including very large delinquent mortgage payments. In addition, our client failed to disclose his 2002 bankruptcy to security personnel. Based on the foregoing, our client was issued a Letter of Intent/Statement of Reasons to revoke his Top Secret security clearance. After retaining our services, we worked with our client to set up payment plans on his current debt, and mitigated all other security concerns. Based upon our comprehensive response package to the Letter of Intent, our client was able to retain his Top Secret clearance.

MIDDLE ATLANTIC - Civilian employee of the Department of the Navy was issued a Letter of Intent/Statement of Reasons to revoke his security clearance based upon Guideline E – Personal Conduct, Guideline F – Financial Considerations, Guideline G – Alcohol Consumption, Guideline H – Drug Involvement, and Guideline J – Criminal Conduct. While holding a clearance, our client declared bankruptcy, used cocaine, and was arrested for cocaine possession and DUI. Working with the client for over a year, we aided him in obtaining counseling and rehabilitation and making lifestyle changes. After presentation of our case demonstrating substantial behavior changes and excellent prognosis, the Administrative Judge ruled FOR THE APPLICANT granting security clearance

SOUTH - SNCO/E-8 issued Letter of Intent (LOI)/Statement of Reasons (SOR) for Adjudicative Guideline F - Financial Considerations concerning State tax lien for unpaid taxes for several years; Child support in arrears placed in collection for over $30,000 as the result of not making full support payments over a period of approximately 7 years; and additional past due debt not being paid. After presentation of information in his response to the Central Adjudication Facility (CAF) of the client's diligent efforts to meet financial obligations, superior personal and professional performance and conduct demonstrating a pattern of reliability, trustworthiness and ability to protect classified information, the CAF found Conditionally FOR THE APPLICANT without the necessity of a Personal Appearance before an Administrative Judge. The client need only continue to demonstrate responsible steps in paying off the debts in arrears through quarterly financial status reports to the command.

MIDDLE ATLANTIC - Applicant Defense Contractor issued a Statement of Reasons (SOR) under Guideline F - Financial Considerations for 14 unpaid debts. After presentation of case at a Hearing the Administrative Judge found FOR THE APPLICANT and granted the clearance.

MIDDLE ATLANTIC - Applicant Defense Contractor issued Statement of Reasons (SOR) under Guideline F - Financial Considerations for 18 unpaid debts and Guideline E - Personal Conduct for failure to disclose financial issues in the SF86. Upon review of detailed Answer to the SOR, and even though a Hearing was requested, the Defense Office of Hearings and Appeals granted the clearance without the necessity of conducting the Hearing - Finding FOR THE APPLICANT.