MIDWEST - Client was offered permanent position of employment with National Geospatial Agency (NGA) requiring a security clearance and polygraph examination. Previous issues in client's life under Adjudicative Guidelines: G - Alcohol Consumption - with an impact on work performance, and receiving counseling on several occasions, and F - Financial Considerations - as a result of reduced property values (i.e., being "underwater" on the mortgage) and inability to pay the mortgage, raised concerns for the clients ability to receive a favorable adjudication on the clearance. Helping the client prepare the SF86 and helping the client prepare for the clearance investigation interview resulted in the client being granted the clearance without a Statement of Reasons (SOR) being issued.

WEST COAST - Federal government employee clearance was denied based uponAdjudicative Guideline - E Personal Conduct - failure to disclose; and F - Financial Considerations - as a result of 8 accounts still being in arrears at time of providing written response to Statement of Reasons. After contacting JAG Defense and consistent with our guidance in demonstrating resolution actions on the debts, employee was successful in mitigating all issues at a Personal Appearance before an Administrative Judge from the Defense Office of Hearings and Appeals resulting in a reinstatement of the clearance by the Personnel Security Appeals Board.

SOUTHWEST - Applicant defense contractor issued Statement of Reasons (SOR) related to Adjudicative Guideline F - Financial Considerations alleging twenty-four (24) debts in arrears. At the Hearing we were able to demonstrate that one (1) debt had been disputed and resolved, two were duplications, and that others were near removal from the Applicant's credit report.. Though we were not able to show resolution of any of the other debts, because of the substantial documentation offered in demonstration of the significant efforts made by Applicant to dispute contested accounts/amounts and efforts to resolve all the accounts, in conjunction with Applicant's voluminous “whole-person” evidence, the Administrative Judge found FOR THE APPLICANT and the clearance was granted.

WASHINGTON, DC - Contractor employee within DoD, whose Top Secret (TS) Clearance and Sensitive Compartmented Information (SCI) access were at risk, was issued Letter of Intent (LOI)/Statement of Reasons (SOR) from Army Central Clearance Facility (CCF) for Adjudicative Guideline F - Financial Considerations, due to 10 overdue accounts. Working with client to demonstrate "resolution" of all accounts, client was successful in having TS/SCI reinstated based upon written response to SOR without necessity of going through a Personal Appearance.

MIDDLE ATLANTIC - Military service member client was issued a Letter of Intent (LOI)/Statement of Reasons (SOR) by the Central Adjudication Facility (CAF) based upon the Adjudicative Guidelines for Financial Considerations based upon Judgments totaling approximately $400,000.00 resulting from a downturn in the real estate market. After considering the substantial documentation in support of the client's efforts to resolve the debt issues, the CAF found for the service member and granted the clearance without the necessity of a Personal Appearance.

MIDDLE ATLANTIC - Applicant Defense Contractor issued Statement of Reasons (SOR) under Guideline F: Financial Considerations based upon 26 financial accounts in arrears. After presenting case before Administrative Judge demonstrating clients resolution of or documented substantial efforts to resolve all accounts – even though not all had been resolved – Finding was made FOR THE APPLICANT and the clearance was granted.

WEST - Applicant, Defense Contractor was issued a Statement of Reasons (SOR) alleging allegations under Guideline F – Financial Considerations, after a business venture failed with resulting Federal and State tax liens in excess of $150,000 dollars. At Hearing we were able to demonstrate documented and long-standing efforts on the part of our client to resolve the tax liabilities with a sufficient explanation of the reasons behind the business failure, with a resulting finding FOR THE APPLICANT and granting of the clearance.

SOUTHWEST - Defense Contractor employee contacted JAG Defense for assistance in executing SF86 for clearance required for employment. Issues related to Adjudicative Guideline - B Financial Considerations, Bankruptcy and also a foreclosure. By fully disclosing circumstances related to issues surrounding Financial Considerations Adjudicative Guideline we were able to help client obtain clearance at minimal expense and avoided issuance of Statement of Reasons (SOR) and necessity of going through a Hearing. Result: CLEARANCE GRANTED.